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The PCI-DSS is an information processing standard that provides a framework for protecting payment card transactions and cardholder details from fraudsters. It specifies a set of baseline measures you must put in place to help minimize the risk of cardholder data compromise.
The standard applies to any business or organization that accepts or processes card payments. So it predominantly affects retail businesses and any company that provides software or hardware used to process transactions.
It differs significantly from data privacy laws, such as the General Data Protection Regulation (GDPR), which also affect the retail and e-commerce industry.
The PCI-DSS Compliance specifies twelve technical and operational requirements as follows:
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